Struggling to find auto loans in Staunton, Virginia? We put you in touch with lenders who frequently offer car loans to applicants in Staunton, VA. Your application will be protected by SSL encryption.
Zero Down Payment Autos: Staunton, VA
Interested in auto loans with no money down in Staunton, VA? We may be able to help. Simply complete the quote request form. But needless to say, a down payment is recommended if you can afford the expense. The majority of finance companies will be content with an advance payment of 15-20%.
You will also want to consider your car payment. Don’t invest over 18 to 20% of your income for your Virginia auto loan. Here are a few numbers for the average Staunton resident.
- $18,243: Income (Annually)
- $1,520: Income (Monthly)
- $274 to $304: Car Payment
Bad Credit Auto Financing in Staunton, Virginia
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The vast majority of loan creditors want to see a cash down payment (usually 10%), as well as a minimum debt-vs-income ratio (only one half of income going to debt payments each month).
Bankruptcy Auto Financing: Staunton, VA
The financial climate has brought about a rise in Virginia bankruptcies and repossessions. Have you been worried that it won’t be possible to get an auto loan after bankruptcy or repossession? Fear not; there are loan creditors who offer bad credit auto loans in Staunton, VA, even when they’ve suffered:
- Filing for Bankruptcy (Chapter 7 or 13)
- Repossessed Vehicles
- Late Payments
Of course, you should be ready for some downsides: higher rates and significant down payment standards, especially if the bankruptcy or repossession hasn’t been on your credit record for long. Bad credit car loans can be a tremendous way to improve your credit score following bankruptcy.
Car Dealers That Finance Bad Credit in Staunton, VA
Researching buy here pay here dealerships in Virginia? If you believe your only option is in house financing, we encourage you to apply online for car loans with bad credit in Staunton, VA.
When you go to a buy here pay here car dealership, otherwise known as no credit check or in house financing dealerships, your car loan does not originate from an off-site loan company. Simply put, these locations provide in house auto loans to Virginia consumers with poor credit.
To some people, getting their auto loan without a credit check may seem awesome. Lamentably, there are several potential shortcomings. The APR rates and advance payments are higher than average; at the same time, you’ll have little chance to re-establish your credit through such a dealer.
Be sure that you explore any VA in house financing car dealership on the internet. Try to find someone who has purchased a car from them recently. Ask them whether or not the dealership is in good standing.
Staunton (VA) Dealerships That Might Provide Auto Financing
- Jennings Automotive LLC, 477 Lee Jackson Hwy, 24401
- Curry’s Auto Sales, 1703 West Beverley Street, 24401
- B C Auto, 2301 West Beverley Street, 24401
- Bill’s Auto & Truck Sales, 2594 Lee Jackson Highway, 24401
- Mcdonough Toyota, 918 Richmond Rd, 24401
- Car Center, 827 Greenville Avenue, 24401
- Craig Motor Sports, 512 Bridge St, 24401
- Glenn’s Used Cars, 1900 West Beverley Street, 24401
- Craig Motorsports LLC, 101 State St, 24401
- McDonough Dodge, 1310 Barterbrook Road, 24401
- Brenda’s Autorama, 540 Lee Jackson Highway, 24401
- Staunton Auto Group, 297 Lee St, 24421
- Elder Antique Auto, 114 S New St, 24486
- Charlie Obaugh Auto Group, Lee Jackson Hwy, 24411
- Staunton Auto Group, 297 Lee Jackson Hwy, 24421