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Car Loans – Newport News (VA)

At Auto Loans Virginia, we can help you obtain car financing in Newport News, even when you have a bad credit score. We put you in touch with companies who frequently approve automobile financing for applicants in Newport News, VA. Your information will be protected by SSL (https) encryption.

Acceptance Guidelines

In Newport News, the average monthly income is $1,939. The average fico score is 689. Obviously, you don’t need to earn more than $1500 per month to be eligible for a car loan in Newport News, VA.

For the most part, car loan companies require that you earn at least $1500 income per month. At the same time, the amount you spend on existing debts, including your new loan, shouldn’t surpass 50% of how much you make per month. In Newport News, Virginia, this equates to $970, on average. Even when your income doesn’t fulfill the aforementioned conditions, you may be eligible as long as you do at least one of the following:

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  1. Have a Co-signer
  2. Offer a Larger Down Payment
  3. Offer a Vehicle in Trade
  4. Go with Buy Here Pay Here Loans.

Car Loans with No Money Down in Newport News (VA)

We can help you to get car loans in Newport News with no money down. However, down payments are always a good option. By and large, creditors will be delighted by a down payment of 15 to 20%.

Bad Credit Auto Loans: Newport News, Virginia

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At Auto Loans Virginia, you may find yourself eligible for an auto loan, despite that your fico score is below 620. Listed below are Virginia fico scores as a whole:

  • Avg VA FICO Score: 689
  • Credit Rating Viewed as “Bad”: 620 or less
  • Number of Individuals with a Low Credit Score: 55,129

Fortunately for anyone who wants a bad credit car loan in Newport News, VA, we can often place your application with loan companies who don’t instantly decline consumers with credit ratings of less than 620. Go here to submit your secure application.

Nearly all lenders want to see a cash down payment (typically 10%), coupled with no more than fifty percent of monthly earnings being allocated to current debt.

Bad Credit Car Lots in Newport News, VA

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A lot of VA buy here pay here car lots enable you to finance a car without a credit check. But this decreases your ability to rebuild your credit history.

These dealerships have many names:

  • Bad Credit Car Dealerships
  • Your Job is Your Credit Car Lots
  • In House Financing Car Lots

For some consumers, getting their auto loan without a credit check may seem fantastic.

Unfortunately, you need to give some thought to a few main drawbacks. These include high aprs, considerable down payments, increased risk of deceptive financing practices, and modest inventory.

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You need to check out any VA buy here pay here dealer online. You’ll want to find someone who has bought a car from them in the past. Find out if they would recommend them.

Used or In House Financing Dealerships in Newport News, VA

  • F & M Towing, 5811 Jefferson Ave, 23605
  • Oyster Point Kia, 12001 Jefferson Ave, 23606
  • Michie’s Auto Parts, 4810 Jefferson Ave, 23607
  • Lee’s Auto, 7706 Warwick Boulevard, 23607
  • Hall Acura of Newport News – Sales & Service, 12501 Jefferson Avenue, 23602
  • Auto City, 15197 Warwick Boulevard, 23608
  • Humble Hoolies Budget Auto Sales, 11606 Jefferson Avenue, 23606
  • Denbigh Auto Salescom, 14704 Warwick Boulevard, 23608
  • Advantage Motors, 15014 Warwick Blvd, 23608
  • Newmarket Motors, 11315 Jefferson Avenue, 23601
  • Harpersville Motor CO, 147 Harpersville Road, 23601
  • Oyster Point Dodge, 11999 Jefferson Avenue, 23606
  • Jimmy’s Auto Sales, 15030 Warwick Boulevard, 23608
  • Charles Barker Automotive, 12381 Jefferson Avenue, 23602
  • Best Auto Inc, 10000 Jefferson Avenue, 23605
  • Mcabe Auto Sales Inc, 5831 Jefferson Av, 23608
  • Casey Auto Group, 12943 Jefferson Avenue, 23608
  • Parkview Auto Sales, 5915 Jefferson Avenue, 23605
  • Pomoco Used Car Centers of Newport News, 12627 Jefferson Avenue, 23602
  • Car Plus Auto, 9917 Jefferson Avenue, 23605
  • Joseph Curcio, 11211 Jefferson Avenue, 23601
  • Kirk’s Carpet, 12944 Jefferson Avenue, 23608
  • Jefferson AV Auto Wholesalers, 9810 Jefferson Avenue, 23605
  • Midtown Motors, 9952 Warwick Blvd, 23601
  • Hall Auto Mall, 13151 Jefferson Avenue, 23608
  • Denbigh Toyota Inc, 15198 Warwick Boulevard, 23608
  • Autovantage, 10412 Warwick Boulevard, 23601
  • A-1 Auto Sales Incorporated, 5994 Jefferson Ave, 923
  • Charles Barker Automotive, 12831 Jefferson Ave, 23001
  • Shannons Used Cars Inc Pucci’s Body Shop, 11400 Jefferson Ave, 23001
  • Enterprise Car Sales, 947 J Clyde Morris Blvd, 23001
  • Drive Time Car Sales, 11292 Jefferson Ave, 23001
  • Car Max Auto Superstore, 12966 Jefferson Ave, 23001
  • H & H Truck Center, 9920 Jefferson Ave, 923
  • Hall Ford Newport News, 12896 Jefferson Ave, 923